VISA INC. business relationships

“(1) American Express, Diners Club / Discover, JCB and Mastercard data sourced from The Nilson Report issue 1288 (June 2025).” SEC filing

“(1) American Express, Diners Club / Discover, JCB and Mastercard data sourced from The Nilson Report issue 1288 (June 2025).” SEC filing

“This means that customers can register their Visa and/or Mastercard cards with Apple Pay or Google Pay directly from Glomo.” SEC filing

“Through card issuing partners, BILL provides both physical and virtual Mastercard and Visa charge cards to companies that enroll in its business spend and expense management program.” SEC filing

“BMO Flex Rewards and Visa products for commercial clients, expanding client payment solutions and enhancing flexibility and value” SEC filing

“Checking accounts are complemented by Chime Debit Cards, which are Visa-branded debit cards issued by our bank partners.” SEC filing

“In addition, some major retailers or industry sectors could independently negotiate lower interchange fees with Mastercard and Visa.” SEC filing

“We contract with Bread Financial and Visa to offer four distinct card products: Good Sam Travel Visa® Credit Card, Good Sam Rewards Visa® Credit Card, Coast to Coast Visa® Credit Card, and Good Sam Rewards Credit Card (private label).” SEC filing

“...our bank partners as the card issuer, and we, under our agreements with our bank partners, are liable under banking regulations such as the EFTA and its implementing Regulation E, or under the rules set by the payment processing networks through which the card was issued, such as Visa or Mastercard.” SEC filing

“Qualified Fold customers may sign up for the Fold Debit Card, which is a prepaid Visa debit card issued by Sutton Bank ("Sutton").” SEC filing

“As with our Fold Debit Card, we have partnered with Visa to launch this product.” SEC filing

“Interchange fees are set by Visa, dependent on the merchant and payment type, and charged as a percentage of the total sale.” SEC filing

“We rely on strategic partnerships with financial institutions such as Visa and Mastercard and third parties such as Adyen and Stripe to process and remit payments to and from consumers and driver- and merchant-partners.” SEC filing

“In addition, we provide card transaction processing services to some merchant customers under agreements we have with payment networks such as Visa and Mastercard.” SEC filing

“Our revenues from the sale of services in the U.S. and Canada to merchants that accept Visa cards and Mastercard cards are dependent on our continued financial institution sponsorship.” SEC filing

“The timing and likelihood of any future exchange offer is dependent upon actions taken by Visa and other factors that are outside of the Firm's control.” SEC filing

“service providers, including Visa and AWS, are the sole source or one of a limited number of sources of the” SEC filing

“To process Visa and Mastercard transactions, we must either be a direct member or be registered as a merchant processor or service provider, which often requires sponsorship by a member financial institution.” SEC filing

“Source: Bond, in partnership with Visa” SEC filing

“The Company currently has agreements with organizations that process credit card transactions arising from purchases of air travel tickets by its Customers utilizing American Express, Discover, and MasterCard/VISA.” SEC filing

“Interchange fee amounts associated with these payment methods are affected by a number of factors, including regulatory limits in certain of the markets in which we operate and fee or program changes imposed or allowed by our third-party partners, including Mastercard and Visa.” SEC filing

“Cash App Card offers Cash App customers the ability to use their stored funds via a Visa prepaid card that is linked to the balance the customer stores in Cash App.” SEC filing

“For example, organizations such as Visa and Mastercard can act as both technology partners and business partners, depending on the nature of the collaboration.” SEC filing

“We also work with network vendors, such as Mastercard, Swift, and Visa, to ensure compliance with new regulations or processing mandates.” SEC filing

“based upon a revenue share model applied to the license fee for clients resold by Visa.” SEC filing

“and iv) resell through our partner Visa.” SEC filing

“We rely on third parties for certain aspects of our business, including payment networks (such as Visa and Mastercard), acquirers, processors, banks, market infrastructure (including clearing and settlement entities), alternative payment methods, last-mile payments service providers, collection enti...” SEC filing

“...rangements with our third-party payments service providers, we are subject to evolving rules and requirements, like the Visa and Mastercard network rules and Payment Card Industry Data Security Standard, rules governing electronic funds transfers, and various fee arrangements, all of which are subje...” SEC filing

“In addition, if we were precluded from allowing our clients to process Visa and MasterCard transactions, which we access through our payment processor arrangements, we would lose substantially all of our revenue.” SEC filing

“We are dependent on payment card networks, such as Visa and MasterCard, and payment processors, such as Worldpay and PayPal, and if we fail to comply with the applicable requirements of the payment networks or our payment processors, they can seek to fine us, suspend us, terminate our agreements and...” SEC filing

“The Updated Card Program operates under an agreement with the issuing bank, The Bancorp Bank, N.A. ("Bancorp"), to issue Expensify Cards to customers and authorize and settle transactions on the Visa card network.” SEC filing

“SmartScan, net of consideration from a vendor under the Updated Card Program for certain volume-based incentives from Visa and consideration from a vendor under our previous card program (the "Legacy Card Program"), which an immaterial number of cardholders continue to operate within, for monetizing...” SEC filing

“The contracts provide Marqeta with tiered incentives based on the processing volume of our customers' transactions routed through Visa and its affiliated networks.” SEC filing

“In 2017, we entered into a strategic alliance framework agreement with Visa.” SEC filing

“This ultimately underpinned the launch of Navan Connect, which allows customers and travelers to port any enrolled corporate Mastercard ® or Visa ® card into our Expense Management offering, including those issued by other corporate card providers such as Brex.” SEC filing

“We rely on our relationships with financial institutions and third-party payment processors to access the payment card networks, such as Visa and Mastercard, which enable the acceptance of credit cards and debit cards by our customers, and our ability to explore and offer certain other products.” SEC filing

“Its suite of physical and virtual cards, available on both the Visa®” SEC filing

“Debit cards issued to our customers are part of global electronic payment networks (such as Visa) who pass a portion of the merchant interchange fees to debit card-issuing member banks like us when our customers make purchases through their networks.” SEC filing

“We offer EMV (Europay, MasterCard and Visa) integrated circuit cards, often referred to as chip cards, as well as a variety of stored-value card types and loyalty programs, including our Premium Payback service that allows our financial institutions' customers to use loyalty points at a variety of m...” SEC filing

“• Interchange - The Group acts as an agent between customers and international payment systems, such as VISA and MasterCard.” SEC filing

“Interbank offers its retail customers two primary credit cards options: VISA and American Express.” SEC filing

“As part of its operations, PMP has entered into license agreements with MasterCard and Visa, for which PMP is subject to specific rules and procedures for clearing and settlement of transactions.” SEC filing

“We have material contracts with Visa and MasterCard in connection with our activities as an acquirer for these card schemes.” SEC filing

“The termination of our registration, or any changes in the rules of Visa or Mastercard or any other network that would impair our registration or prevent us from providing services to our customers, could require us to stop providing payment processing services or prevent us from successfully submit...” SEC filing

“Our revenues from the provision of services to merchants that accept Visa and Mastercard, or any other network, are dependent upon our continued Visa and Mastercard registrations, financial institution sponsorship and, in some cases, continued membership in certain card networks.” SEC filing

“For Visa clients, the golf tournament at Olivos Golf Club was a highlight, and for Mastercard clients, padel tournaments and clinics were offered.” SEC filing

“On July 23, 2024, we announced our partnership with Sunbit, a leading financial technology company, to launch a co-branded Visa® credit card, our first-ever co-branded credit card program.” SEC filing

“In addition, the Bank is affiliated with Visa ® , which is accepted worldwide, and offers debit cards to consumer and business customers.” SEC filing

“We distribute Visa ® and Mastercard ® issued debit cards provided by card issuers.” SEC filing

“Reflecting our operational continuity, these collaborations involve ongoing incentive-based agreements with Visa and Mastercard.” SEC filing

“...ue represents fees for authorizing and providing settlement on credit and debit card transactions processed through the Visa networks and is determined as a variable percentage - depending on the type of establishment in which the customer buys - of the total payment processed when the Group's custo...” SEC filing

“Our Payables segment obtains its partner clients through: 1) direct sales initiatives; 2) ISVs and business partnerships; 3) the card networks (Mastercard, Visa and American Express); 4) large U.S. banking institutions and 5) other card issuer referral partners.” SEC filing

“We have also collaborated with VISA on two complementary layers of payment capabilities.” SEC filing

“We provide credit card services to our bank customers mainly through the Visa and MasterCard networks.” SEC filing

“To support our credit card business, we also launched the FIFA-VISA alliance, where we gave up 132bps to 17.4%.” SEC filing

“...ules and procedures, security and encryption, funds settlement and common branding that allow consumers, merchants, merchant acquirers, ATMs, card issuer processors and card issuers to conduct commerce seamlessly, across a variety of channels, similar to the services provided by Visa and MasterCard.” SEC filing

“A significant portion of our revenue were settled through third-party payment service providers, such as Visa and Mastercard.” SEC filing

“Sumitomo Mitsui Card is a leading company in Japan's credit card industry, having introduced the Visa brand into the Japanese market, and issues a variety of affiliated credit cards in cooperation with partners including, but not limited to, railway companies, airline companies, department stores an...” SEC filing

“We issue "Visa" brand cards under a non-exclusive license agreement with Visa International Service Association and also issue "MasterCard," "JCB", "Union Pay" and "Diners Club" brand cards under a non-exclusive, co-branding agreement with BC Card.” SEC filing

“Also favorably impacting other income was the Company recognizing a $250,000 signing bonus in 2024 that resulted from successful negotiations related to the renewal of an expiring contract with Visa; |” SEC filing

“Regardless of the installment terms agreed upon by the customer, the full transaction amount is remitted to the Company in a lump sum - within 30 days for American Express and 60 days for other credit cards, including UnionPay, Visa, and MasterCard - after the customer has authorized the payment.” SEC filing

“Payments using PayPay Balance would be available at Visa-affiliated merchants worldwide through Olive; and” SEC filing

“...ent options for users and merchants in Japan and overseas, we have agreed upon the basic terms of a business alliance with Visa to explore collaboration in Japan and the United States by leveraging our QR code‑based payment platform and Visa's global payment network and digital payment technologies.” SEC filing