Preferred Benefits Partners, LLC

What do our clients say about PBP Advisors?

We are so fortunate to have you as our health care agent who always goes beyond her duties to satisfy her clients! Thank you!Harriet (Advisor-Alex)So thankful for you! You of all people have made my healthcare journey so much easier. Grateful every day!Caroline (Advisor-Sheryl)Did I tell you how grateful I am to have you take care of my health insurance needs.

How Can a Medicare Agent in Honolulu Help?

A Medicare agent can help you understand the insurance options available to you and provide guidance throughout the decision-making process.

What Is Medicare?

Medicare is a federal health insurance program primarily serving people age 65 and older, along with certain younger people who qualify because of specific disabilities or medical conditions. Medicare has different parts and coverage options, and understanding how they work together is important when evaluating your healthcare coverage.

What Are the Different Parts of Medicare?

Medicare is generally divided into several parts. Medicare Part A Part A generally helps cover certain inpatient hospital, skilled nursing facility, hospice, and other covered services. Medicare Part B Part B generally helps cover medically necessary services and certain preventive services.

How Do I Choose Medicare Coverage?

There is no single Medicare option that is best for everyone. When evaluating coverage, consider your: • Healthcare needs • Preferred doctors • Preferred hospitals • Prescription medications • Budget • Travel requirements • Preferred coverage structure • Current insurance • Expected healthcare needs A qualified insurance professional can help you understand the available options and the differences between them.