Donsky & Donsky Legacy Optimization Inc.

You've spent decades building wealth.But have you built the structure to keep it?

Wealth isn't just about accumulation. It's about what survives you. Without the right insurance architecture, tax strategy, and estate framework, your family inherits a problem — not a legacy. ⚠️ The Tax Surprise Upon death, the CRA treats all assets as sold at fair market value. Without planning, your estate could face a six- or seven-figure tax bill your family didn't expect — and can't easily pay.

You've been told you have "a plan."But does anyone actually know the numbers?

Most Canadians work with multiple advisors — one for investments, one for insurance, one for accounting, maybe a banker. The problem isn't a lack of advice. The problem is that no one has ever pulled it all together into a single picture. And without that picture, critical numbers stay invisible until it's too late to act on them.

Have a question we haven't covered?

We would rather have the conversation directly than try to anticipate every situation in print. Reach out and we will give you a straight answer.