Tip Calculator 20 Percent, Split Bill, and Tipping Guide 2026

How to use this calculator well?

Most tip mistakes happen because people mix up subtotal, tax, auto-gratuity, and group splitting. This tool keeps those pieces separate so the number feels fair instead of random. 1. Start with the subtotal Restaurant tips are usually based on the food and drink subtotal before tax. If all you have is the final receipt total, you can still use it, but subtotal is the cleaner benchmark. 2.

What is a reasonable tip?

There is no universal rule for every service, but these ranges cover the most common U.S. expectations without overcomplicating it. SituationUsual rangeNotes Sit-down restaurant18% to 20%20% is the most common easy default for solid service. Great restaurant service20% to 22%Use the high end when the server was attentive, accurate, and efficient.

How to split a bill without it getting weird?

If everyone ordered about the same Add tax and tip to the whole check, then divide by the number of people. It is simple, fast, and usually close enough for a group dinner. If one person ordered much more Split by item first, then calculate tip from each person’s share. That keeps the big spender from being subsidized by the salad-and-water person.