ROIzilla

What is a decision graph?

A decision graph is an explicit, executable representation of how an organization decides.

What does the "protocol" part add?

A protocol is what turns one company's internal decision graph into infrastructure the whole ecosystem can rely on. Without a shared standard, every vendor encodes decision logic in a proprietary format: the insurer's underwriting rules cannot be read by the reinsurer's systems, the bank's credit policy cannot be verified by the regulator's tooling, and migrating platforms means re-authoring every rule by hand.

Why do governed decisions matter now?

Because AI agents have crossed the line from recommending decisions to making them. Agents now approve refunds, triage claims, screen vendors, and adjust pricing. Each of those actions used to pass through a human who could be asked "why?" — and who operated inside an implicit web of policy. When the actor is a model, both the "why" and the policy boundary vanish unless they are engineered explicitly.